At Homz N Space, we realize the special challenges faced by Non-Resident Indians (NRIs) when investing in Indian property. Our NRI Corner is designed to assist you with extensive support and counseling during your journey of property investment.
Invest
in a Home
in your Home land.
We're committed to being your Trusted Partner in navigating the Indian real estate landscape, ensuring your investment journey is both successful and fulfilling.
How NRIs & PIOs Can Start Investing in Indian Real Estate?
1. Know What You Can Invest In
Allowed: Residential & commercial properties (apartments, villas, offices, shops).
Not Allowed: Agricultural land, farmhouses, plantations—unless RBI grants special permission.
2. Set Up Your NRI Bank Accounts
Open an NRE (Non-Resident External) or NRO (Non-Resident Ordinary) account.
All transactions (purchase, EMIs, rent collection, resale proceeds) must go through these accounts in INR.
3. Choose the Right Property for Your Goals
Rental Income: Ready-to-move homes in urban hubs
Long-term Growth: Under-construction or plotted developments
Personal Use: Projects near family, airports, or metros
4. Get Expert Guidance & Research
Focus on high-growth cities like Bengaluru, Hyderabad, Pune, Mumbai or NCR.
Evaluate RERA-approved projects, builder reputation, and rental yields.
5. Explore NRI Home Loans
Available from Major Indian banks (SBI, HDFC, ICICI).
Submit documents: passport, visa, bank statements, income proof, overseas credit report.
6. Understand Taxes & Repatriation
Rental Income: Taxable in India (with deductions on loan interest & maintenance).
Capital Gains: 20% tax on long-term sales (after 2+ years).
Repatriation: Up to $1 million/year via NRE/NRO accounts—post tax compliance.
Pro Tip: Use a Trusted Real Estate Advisory Like Homz N Space
We help NRIs with:
Virtual consultations Curated property recommendations.
Legal/documentation support Loan assistance & complete end-to-end service
Complete the form below for Online Consultation
